Total Health

Coverage Options

Extending protection beyond Medicare with ACA Marketplace plans, Life Insurance, and Ancillary benefits.

Expertise

Coverage Options


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Medicare Advantage & Supplement Plans

Medicare Advantage and Supplement (Medigap) plans work very differently. I help you understand what each one covers, what it costs, and how it fits your doctors and prescriptions, so you can choose with confidence, whether you're enrolling for the first time or reviewing existing coverage.

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ACA Marketplace (Health Insurance)

If you're not yet Medicare-eligible or need coverage outside of Medicare, I offer ACA Marketplace plans through trusted national carriers. I'll help you find a plan that covers what you actually need, from preventive care to prescription drugs, at a price that works for your situation.

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Final Expense & Life Insurance

Final expense and life insurance policies give your family financial stability when they need it most. I work with leading carriers to find affordable coverage that handles end-of-life costs and provides peace of mind for the people you care about.

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Ancillary Coverage

Good health coverage often goes beyond just medical. I also help clients find dental, vision, hospital indemnity, and travel insurance plans, so you're protected from the unexpected expenses that can come up even with solid primary coverage.

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Navigational Support

Strategies for Successful Enrollment

Choosing the wrong path can lead to unexpected out-of-pocket costs and loss of doctor access. I help you evaluate the two primary paths with absolute confidence.

Strategic Supplemental Coverage

Medigap plans work with Original Medicare to cover your 20% coinsurance and deductibles.

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Go to any doctor that accepts Medicare

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No network restrictions nationwide

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Predictable monthly budgeting

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Higher premiums, lower medical bills

Advisory Note

Best for those who travel or have specific out-of-state specialists they need to see.

Integrated Advantage Solutions

Also known as "Part C," these are all-in-one alternatives run by private insurance companies.

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Includes Part D Prescription coverage

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Often includes Dental & Vision benefits

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Lower monthly premiums (some $0)

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Network-based (HMO or PPO)

Advisory Note

Best for those looking for an all-in-one package with extra perks like gym memberships.

tTotal Wellness

Diversified Protection Portfolios

Providing long-term financial stability for your family goes beyond medical coverage. I help identify gaps that others often overlook.

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Strategic Supplemental Coverage

Often called "Medigap," these plans pair with Original Medicare to cover your 20% coinsurance and deductibles.


  • Subsidies/Tax Credits
  • Preventive Screenings
  • Maternity/Pediatric Care
  • Mental Health Services
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Legacy & Security Planning

Ensuring financial stability for your loved ones. I work with top carriers to find affordable end-of-life and life coverage.


  • Burial & Final Expenses
  • Mortgage Protection
  • Income Replacement
  • Legacy & Trust Funding
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Supplementary Wellness Benefits

Medical insurance has gaps. Supplementary plans protect you from the unexpected costs that slip through traditional coverage.


  • Dental & Vision Plans
  • Hospital Indemnity
  • Critical Illness
  • Travel Medical Insurance

Tailored Enrollment Evaluations

Whether you're turning 65 or just want to make sure you're still in the best plan for the current year, I offer complimentary, thorough reviews.

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Ready to Find Your Best Plan?

Fill out the form below and I'll personally reach out to walk you through your coverage options. No pressure. Just a real conversation.

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Direct Support

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